Kevin Stelfox's Article in Investing

461 Income Drawdown- “Secure Your Old Age With The Unsecured Pension”
Income drawdown can also be termed as unsecured pension. This is a facility by which you can carry on keeping your retirement savings invested, and at the same time you can take an income each year rather than buying an annuity. Annuity is a policy which gives you an income after your retirement. Your residual amount will be invested in this arrangement of income drawdown.
Posted on Jun-23-2010

526 What You Need To Know About Income Drawdown
Income drawdown can be considered as an alternative to annuity plans. Similar to annuities, the income drawdown concept has been introduced for the benefit of retired individuals. Pension annuity is common amongst individuals who are approaching their retirement. An annuity is usually adopted to convert a retired individual’s pension funds into regular and fixed source of income. However, with income drawdown the concept differs slightly, as the invested pension fund is not utilized to obtain gu
Posted on Mar-15-2010

575 Income Drawdown Calculator Is Efficient To Calculate Income Drawdown
Income drawdown calculator has become popular with the growing demand for income drawdown plans. Income drawdown plans are schemes which can be considered as an alternative to annuity schemes. Income drawdown offers variable income to the investor. This income is based on minimum and maximum limit which is set by the GAD also known as Government Actuary Department. There are many financial aspects that need to be calculated; hence, using an income drawdown calculator is sensible in order to come
Posted on Mar-15-2010

562 How To Obtain Best Annuity Rates In The United Kingdom When Retiring?
Statistics reveal that nearly two-thirds of the persons retiring in the United Kingdom had been accepting low annuity income schemes from their individual pension providers. They had never realised that the option of selecting an open market option will increase their monthly income by as much as 30% maximum, depending on the type of the open market option. This lack of knowledge about how annuity rates work and the process of obtaining the best annuity rates had resulted in a loss of thousands
Posted on Dec-15-2009

532 Learn The Basics Of UK Annuity Rates To Obtain Maximum Benefit
Annuity rates are the rates that you will be receiving from your pension annuities. Such annuity rates are normally based on index-linked gilts and securities that provide a regular index-linked income, apart from offering you a fixed redemption value at a particular time in future. Normally, the annuity rates will decline with time due to lower inflation levels and expectancy of longer life. Further, the inflation will also erode the actual value of the money and the exact buying of power of th
Posted on Dec-15-2009