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Auto Insurance Online - Most Convenient way to Insure your Car

Posted On : Jan-23-2012 | seen (823) times | Article Word Count : 514 |

While an Auto Insurance is mandatory for every car owner it is sometimes tiresome to get it yourself or hunt for an agent to help you out. The answer to this problem came with the advent of the online auto insurance facility.
While an Auto Insurance is mandatory for every car owner it is sometimes tiresome to get it yourself or hunt for an agent to help you out. The answer to this problem came with the advent of the online auto insurance facility. While it takes no more than 5 to 10 minutes to get a quote, it is with less or no documentation at all. Online options even let you save on your premium. The best part of online facility is that it is completely hassle free and saves a lot of your precious time.

Even the government of India has made auto insurance compulsory for all car owners. Any person owning a car has to get a car insurance done for the third party. This means that there should be an insurance cover to pay to a party that was injured in an accident that involved you and you were held responsible for the same. This is done to ensure that an aggrieved party gets compensation timely. Apart from being legally right, car insurance gives you the peace of mind that ensures that you will have a financial backing in case something untoward happens. In case you are not aware of all the formalities that you might need in such a case most good insurance companies provide expert advice too. They can help you out in handling legal matters and advise on other aspects too.

Most of the leading Insurance providers offer the following benefits:

- Coverage of risks to your car on account of theft or accident
- Risks arising due to injuries to Third Parties when you are held responsible for the accident
- Coverage of third party property damage
- Release of payments for repairs to get the vehicle back on road
- Medical expenses coverage for occupants in the car for injuries sustained in an accident involving the insured car
- Advisors and experts to help you in case of a need

There are certain things that are not covered under the Auto Insurance policy. They can be as follows:

- Damages due to wear and tear of the vehicle
- Damages due to electrical breakdown
- Damages done by a driver without a proper driving license
- Damages occurred by a driver under the influence of drugs or alcohol
- Theft of the vehicle

The above mentioned damages are mostly not covered by most of the insurance policies, unless mentioned. Any damage to vehicle while being used for any illegal activity is not covered.

Since getting quotes online is pretty easy, try and get as many quotes as possible. Try to analyze the policy that gives you the maximum coverage and the most benefits. While the amount of premium is a major consideration while choosing a policy it is advisable to go for a more stable company.

Article Source : http://www.articleseen.com/Article_Auto Insurance Online - Most Convenient way to Insure your Car_137844.aspx

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Find out more about good Car Insurance Plans from the best known Insurance Companies in India.

Keywords : car insurance, motor insurance, auto insurance, vehicle insurance,

Category : Finance : Insurance

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