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How to Choose the Right Pet Insurance Plan for Your Four-Legged Friend
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Posted On :
Dec-27-2011
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Article Word Count :
421
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Health insurance is a big topic of interest these days, but not everyone is just thinking about insuring humans. Insurance helps to keep the insanely high costs of healthcare down – for both humans and animals – and ensures that there is always a way to pay for unexpected medical bills.
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Health insurance is a big topic of interest these days, but not everyone is just thinking about insuring humans. Insurance helps to keep the insanely high costs of healthcare down – for both humans and animals – and ensures that there is always a way to pay for unexpected medical bills.
Healthcare costs can become extremely exorbitant for pet owners. For some, the choice between a beloved family pet and financial ruin comes when it’s too late to invest in insurance. If you want to avoid being forced to make such a terrible choice, you’d better carefully pick a pet insurance policy in advance. The following steps should ensure a positive pet insurance purchasing experience:
1. Shop Around Online
There are plenty of pet health insurance providers online, so if you shop around, you should be able to find a good deal. The ASPCA and VPI Pet Insurance are two of the most popular providers, but even the Automobile Club of American offers a pet policy. There are numerous other options, as well – just make sure to do a little research to see what kind of reputation different providers have before signing on the virtual dotted line.
2. Think about What Your Pet Needs
In order to purchase an insurance policy that’s right for your pet, it’s important to consider its breed and age, and any health issues it may have. Certain breeds will cost more to insure, and older pets carry some additional costs, as well, because they’re more likely to get sick and require expensive care. Take all this into account when choosing an insurance plan.
3. Look at the Stats
There are four basic numbers you need to look at as you compare each policy: the benefit schedule, deductibles, monthly premiums and reimbursement percentage. Higher deductible plans generally have lower monthly premiums, but you will have to pay more out of pocket if a medical emergency occurs. Some policies also limit the number of veterinarian visits or the amount of money you’ll get back in reimbursements.
4. Understand the Facts
Before making your final decision, make sure you understand what the plan covers – whether it only covers illness and injury or if routine care is included, for example. It’s also wise to ask around for recommendations, from other pet owners or your veterinarian. The more information you have, the better decision you will be able to make.
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Article Source :
http://www.articleseen.com/Article_How to Choose the Right Pet Insurance Plan for Your Four-Legged Friend_124873.aspx
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Author Resource :
VeterinarySchoolsU.com is one of the greatest sources to get detailed information about top vet schools which are offering veterinary bachelors degree programs in United states. Choose best college and program for you and start your path to a rewarding career.
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Keywords :
health insurance, veterinary schools, veterinary school, veterinary programs,
Category :
Reference and Education
:
Reference and Education
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