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Choosing the best travel insurance
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Posted On :
Jun-10-2009
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Article Word Count :
454
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The economic downturn is old news now, but the effects of it are still being felt and will continue to be for a while yet.
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The economic downturn is old news now, but the effects of it are still being felt and will continue to be for a while yet. The pressure is on to try and save money however possible. But unlike choosing cheaper food products or using the phone less, its not so easy to save money on travel insurance. It certainly cant be skimped on or cut out entirely.
If you think it is bad having to pay £30 for something you are unlikely to have to use, try paying foreign hospital bills running into thousands of pounds. If you’re uninsured abroad and things go wrong, you really can find yourself in big trouble.
But that doesn’t mean you can’t minimise the cost of travel cover. We in the UK spend more on travel each year than anyone else in Europe, and as you would expect there are an appropriately large number of insurance options available.
Picking the most appropriate cover package will save you money – and more importantly, paying much less in the event of an accident abroad. When shopping for your travel insurance, you might want to consider some of the following options:
Single Trip Travel Insurance. Naturally, single trip cover is cheaper than an annual or multi-trip policy but would be more expensive should you buy two single trip policies within a year. But that doesn’t mean this type of policy can’t go a very long way. An example would be around 6 months at a time. And you could do a lot of sightseeing in that time.
Annual Travel Insurance. If you are likely to travel overseas more than once in a year, this kind of coverage is most economical, especially if you travel often. There is usually no limit on the number of journeys you can go on, however the length of any single journey may be shorter than the length under a specific Single Trip policy. For example, Go Travel Insurance’s Annual Policy allows for any one trip to be up to 31 days long.
There are also tailor-made, specific policies out there. These really depend on the situation, for example backpacking has insurance policies built specifically to protect those who travel in this manner. Because a standard policy has many exemptions, the activities covered here usually extend the range of cover into usually uncovered areas.
The first priority should always be to ensure the cover you buy is suitable and extensive enough for your needs. After that, there are many ways and different options that can save you money, or that represent better value. Shop around, do a bit of research, and you might be surprised at what you find.
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Article Source :
http://www.articleseen.com/Article_Choosing the best travel insurance _1009.aspx
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Author Resource :
Visit etravelinsurance.co.uk for your student travel insurance. You may find that you need to return home during your trip. Unlike most backpackers travel insurance etravelinsurance.co.uk allows you to return home up to 3 times during your trip for up to 14 days at a time without voiding your policy.
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Keywords :
backpackers travel insurance, student travel insurance,
Category :
Finance
:
Insurance
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