Reasons to insure your next foreign holiday
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Posted On :
Jun-30-2009
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Article Word Count :
449
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Travel insurance is a necessary purchase when booking any kind of vacation. It is one of many important considerations that you have to make when arranging a foreign visit, and it can be a lot less enjoyable than picking out your destination and accommodation.
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Travel insurance is a necessary purchase when booking any kind of vacation. It is one of many important considerations that you have to make when arranging a foreign visit, and it can be a lot less enjoyable than picking out your destination and accommodation.
However, this is no reason to skip this step altogether. Although you are not legally required to purchase travel insurance before you go on holiday, it is strongly advised, because if you do not, then you will personally be liable for any costs incurred when something does go wrong.
At the very least, it could mean that your holiday is cut short or cancelled. At worst, it could leave you penniless and stranded in a far off land, with no means of getting back home.
Travel insurance need not be expensive, however, especially if you shop around online. Although your tour operator may be understandably keen for you to take out your travel insurance with them, they are not allowed to discriminate by price, discount, or surcharge provision against customers who choose to get their travel insurance from a different company. As tour operators own insurance policies are rarely the cheapest or most comprehensive around, it can really pay to look elsewhere.
Many holidaymakers now choose to use the internet as a valuable tool in seeking out the lowest price insurance cover. Just remember to examine policies closely when making comparisons, and remember that not every comparison site will feature all of the available insurers, so do not solely rely on this option.
Your travel insurance policy needs to insure you against illness and accidents, as well as covering the cost of your holiday should it need to be cancelled due to illness or bad weather. Your belongings should also be insured, and you should seek cover for third party liability in case of an accident where a third party is injured.
Make sure that you read through your travel policy document fully and make sure that you know what you are insured against, and what you are not insured against. If you anticipate doing any rock climbing or watersports while on your trip for instance, then it is best to check that injuries resulting from these activities will be covered by the policy you have chosen, or if cover for this can be added to your existing policy.
It pays to keep a copy of your holiday insurance plan with you on your trip, or at least a copy of the contact details for your insurance company and a copy of your policy reference number in case you need to contact them while still abroad too.
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Article Source :
http://www.articleseen.com/Article_Reasons to insure your next foreign holiday _1451.aspx
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Author Resource :
For great deals on cheap holiday insurance including annual travel insurance with cancellation cover up to £5,000, visit AA Travel Insurance.
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Keywords :
travel insurance,
Category :
Finance
:
Insurance
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