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The most asked travel insurance FAQs
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Posted On :
Jun-10-2009
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Article Word Count :
382
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Phoning up travel insurance companies with the Yellow Pages to hand or traipsing down to the travel agent is an experience that most of us no longer have to go through when buying travel insurance.
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Phoning up travel insurance companies with the Yellow Pages to hand or traipsing down to the travel agent is an experience that most of us no longer have to go through when buying travel insurance. For the most art it is a relatively simple process.
Of course there are bound to be those of us who honestly do not know their exemptions from their premiums. And if everyone came completely clean, there’s probably some things a lot of us aren’t one hundred per cent sure about. Here are a few frequently asked questions about the whole thing:
1. Is having a job whilst travelling okay? Well, not really, especially if it’s full-time. Some policies allow casual work such as fruit picking, mainly because of the backpacker market. But you never know what contacting the insurer will do. They may be able to work something out.
2. I forgot to get insurance. Can I buy it after I leave? Technically you must be still in your home country when you buy your policy. As soon as you pass through airport security you are classed as having left the country. Buy before you fly.
3. What rights do I have if the policy I bought is not what I expected? A 14-day refund, or cooling off period, applies to all travel insurance policies. This is to prevent unethical, pushy selling. This doesn’t apply, however, if you have already used the policy.
4. I have a complex medical history. Do I need to inform my provider? You need to be totally honest with your travel insurance provider for your insurance to be legitimate. Should you need treatment and they find out that you haven’t been honest, they may refuse to pay for the treatment.
5. I’m worried that the recession could make my tour operator go bust. Am I insured for this? This really depends on the company, so check the policy document. If it is a big issue, you will eventually find someone to give the protection you desire.
Asking these questions before buying travel insurance should clear up any confusion. If your needs are straightforward, buying insurance is a quick and easy process, but ensure that there are no circumstances that could invalidate your policy.
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Article Source :
http://www.articleseen.com/Article_The most asked travel insurance FAQs _1007.aspx
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Author Resource :
Visit etravelinsurance.co.uk for your student travel insurance. You may find that you need to return home during your trip. Unlike most backpackers travel insurance etravelinsurance.co.uk allows you to return home up to 3 times during your trip for up to 14 days at a time without voiding your policy.
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Keywords :
backpackers travel insurance, student travel insurance,
Category :
Finance
:
Insurance
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